No Plan Limits, No Surprises
There are no plan limits on eligible services, no surprises on renewal and you don’t pay for benefits employees won’t use.
You and your team will appreciate the flexibility of an HSA. Anything covered under a typical insured health & dental plan is eligible PLUS much more!
A Health Spending Account is a great foundation for your benefit program. Add value by blending it anytime with insured Peace of Mind Benefits, a Wellness Spending Account, Employee and Family Assistance Program, and more for the perfect blended solution.
Blendable HSA Options
We have several variations on the Health Spending Account concept designed to meet your benefits goals.
HSA Classic
The ultimate in flexibility and planning for members.
Funds can be used to pay claims now, or in future benefit periods. At the end of the plan year unused balances carry forward for the plan member.
HSA Rollback
The most cost-control features for plan sponsors.
Funds can be used to pay claims in the current benefit period. They are reset after a predetermined period and unused balances are returned to the plan sponsor.
HSA Rollover
Gives plan members the full value of every dollar.
Funds can be used to pay claims in the current benefit period. They are reset after a predetermined period and unused balances are invested in an RRSP.
HSA Enhanced
Pay-as-you go, with added cost control.
Plan members see funds allocated like an HSA Rollback, but behind the scenes we only bill you based on what is paid each month.
HSA Select
Your corporation can pay your medical costs.
For incorporated individuals, an HSA Select combines the flexibility and tax efficiency of an HSA with the protection of Excess Medical coverage.