Put Your Mind at Ease
Some providers refer to this type of insurance as Group Catastrophic Benefits! Do your employees want benefits that are 'Catastrophic'? We don't think so. So, instead, we offer Group Peace of Mind Benefits. Because that's what they really are.
Available for Plans with at least 3 Members, the affordability of our benefit solutions will also provide Plan Sponsors with business Peace of Mind.
We help employees prepare for the unexpected events in life by offering the following solutions through our partners:
Life Insurance is a lump sum payment to provide financial support for the beneficiaries of your plan members in the event of a death. It provides comfort for plan members, knowing their family will be taken care of.
Dependent Life Insurance
Dependent Life Insurance is paid in a lump sum to plan members in the case of the loss of a spouse of dependent child. The coverage is designed to help plan members to pay for remaining costs of care prior to the death of the loved one or for funerals.
Accidental Death and Dismemberment Insurance (AD&D)
AD&D provides some financial security to plan members and their families following tragic accidents that result in the loss of a limb, the use of any limbs, sight hearing, speech, or loss of life. It can help support plan members and lessen the impact of these tragedies.
A serious illness diagnosis is life changing. Our critical illness option provides a lump sum to help pay for expenses that come up while a team member works at getting well. The diagnosis is worrisome enough. This coverage reduces the financial burden.
Dependant Critical Illness
A serious illness diagnosis is life changing. Our critical illness option provides a lump sum to help pay for expenses that come up while a plan member’s dependent works at getting well. The diagnosis is worrisome enough. This coverage reduces the financial burden.
If a plan member becomes ill or disabled and unable to work, Disability Insurance can provide a source of income to help them and their families meet their basic needs. You can choose this based on a flat amount or a percentage of income. Claims management by our partners help plan members get well and return to work as quickly as possible.
Short Term Disability pays benefits for a defined period of time while Long Term Disability replaces salaries for plan members who are unable to work due to illness or injury for an extended period of time.
Just like insurance isn’t the right way to cover health and dental costs, there is an alternative to support plan members who are unable to work for short periods of time without paying costly premiums – Wage Preserver.